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smsGuardianTM Text Alert Service for Debit Cards 

Sign up for the smsGuardianTM notification service today by going to the Card Guardian Web site!

The smsGuardianTM notification service generates a text message alert that is sent to your mobile phone or other sms-enabled device each time specific card activity is detected. If the activity is fraudulent, you will need to respond to the text within 12 hours to have your card immediately closed to prevent any other fraudulent transactions from occurring. If you authorized the transaction in question, do nothing and continue to use your card.

Alerts will be sent for the following reasons:

  • The transaction amount was greater than $500.00
  • The transaction was processed outside of the U.S.
  • There were 8 or more transactions within a 24-hour period
  • The card was not present during the transaction
  • The transaction was declined

Please Note: This service will never ask for your entire card number or PIN. Standard message and data rates may apply and additional international rates may apply if you're outside of the United States. This service is not available for use with an international mobile phone or other sms-enabled device. 


If you would like to review the smsGuardianTM notification service Terms of Service or Service Usage Guide or to change your settings, please log in to the Card Guardian site.


To contact the smsGuardianTM notification service please call 888-868-8611 or email