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**Annual Percentage Yield (APY)

Tier Days Terms (Months)
Balance * 182 - 364 12 - 23 24 - 35 36 - 47 48-59 60  
$2,500 -
$9,999.99
0.15%
0.15%
0.20%
0.20%
0.28%
0.28%
0.38%
0.38%
0.49%
0.49%
0.59%
0.59%
Rate
APY**
$10,000 -
$24,999.99
0.15%
0.15%
0.20%
0.20%
0.28%
0.28%
0.43%
0.43%
0.62%
0.62%
0.76%
0.76%
Rate
APY**
$25,000 -
$99,999.99
0.25%
0.25%
0.26%
0.26%
0.51%
0.51%
0.66%
0.66%
0.80%
0.80%
0.89%
0.89%
Rate
APY**
$100,000 + 0.37%
0.37%
0.38%
0.38%
0.63%
0.63%
0.78%
0.78%
0.90%
0.90%
1.00%
1.01%
Rate
APY**

CD/IRA Relationship Specials

18 Months

  • Interest Rate 0.69%
  • Annual Percentage Yield (APY) 0.69%
  • MInimum balance to earn APY $2,500.00
  • Customer must have other accounts with CNB in addition to CD accounts

60 Months

  • Interest Rate 1.50 %
  • Annual Percentage Yield (APY) 1.51%
  • Minimum balance to earn APY $2,500.00
  • Customer must have other accounts with CNB in addition to CD accounts

Regular Savings

  • Interest Rate 0.10%
  • Annual Percentage Yield (APY) 0.10%
  • Minimum balance to earn APY $100.00

Christmas Club

  • Interest Rate 0.10%
  • Annual Percentage Yield (APY) 0.10%
  • Minimum balance to earn APY $1.00

Youth CD (24 mo. term)

  • Interest Rate 0.28%
  • Annual Percentage Yield (APY) 0.28%
  • Minimum balance to earn APY $100.00 and it can be added to in $25.00 increments.

Annual Percentage Yield is accurate as of April 1, 2016
 

Fees may reduce earnings on the account. Rates subject to change without notice. A penalty may be imposed for early withdrawal of funds. Please contact one of our customer service representatives for information concerning terms and conditions. Derby 334-7915, Barre 476-6565, Barton 525-3524, Derby Line 873-3101, Enosburg Falls 933-8500. Island Pond 723-4356, Lyndonville Memorial Drive 626-1200, Montpelier 223-0598, Morrisville 888-4633, Newport 334-7915, St. Johnsbury Price Chopper 748-3605 and Troy 744-2287.

* Please contact one of our customer service representatives for information concerning terms & conditions.