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CD/IRA Relationship Specials

Annual Percentage Yield (APY) is accurate as of June 1, 2018
    Rate                   APY
18 Months Special*
Premium**
1.50%               1.51%
1.75%               1.76%
60 Months
 
Special*
Premium**
2.00%               2.02%
2.25%               2.27%


Terms
Customers must have other accounts with CNB, not just CDs.
Fixed rate special
* $10,000 minimum balance to earn Special Annual Percentage Yield (APY)
** $10,000 of new funds to CNB to earn Premium Annual Percentage Yield (APY)

Automically Renewable to applicable tier
Can be opened as an IRA
This CD/IRA is auto-renewable, paperless (statement only) and interest will be credited monthly to a deposit account or the CD (no checks).

Early withdrawal penalties apply as follows:
18 Month Special - 12 months interest
60 Month Special - 18 months interest

Fees may reduce earnings on the account.
All rates are subject to change without notice.


Fixed Rate CDs and IRAs

Does not apply to CDs opened prior to 06/01/07
Tier Balance* Days Terms (Months)
  182 - 364 12 - 23 24 - 35 36 - 47 48 - 59 60  
$2,500 -
$9,999.99
0.40%
0.40%
0.45%
0.45%
0.53%
0.53%
0.63%
0.63%
0.74%
0.74%
0.84%
0.84%
Rate
APY**
$10,000 -
$24,999.99
0.40%
0.40%
0.45%
0.45%
0.53%
0.53%
0.68%
0.68%
0.87%
0.87%
1.01%
1.02%
Rate
APY**
$25,000 -
$99,999.99
0.50%
0.50%
0.51%
0.51%
0.76%
0.76%
0.91%
0.91%
1.05%
1.06%
1.14%
1.15%
Rate
APY**
$100,000 + 0.62%
0.62%
0.63%
0.63%
0.88%
0.88%
1.03%
1.04%
1.15%
1.16%
1.25%
1.26%
Rate
APY**


* Minimum Balance and Minimum Term to earn Annual Percentage Yield (APY)
** Annual Percentage Yield (APY)

Regular Savings

  • Interest Rate 0.10%
  • Annual Percentage Yield (APY) 0.10%
  • Minimum balance to earn APY $100.00

Christmas Club

  • Interest Rate 0.10%
  • Annual Percentage Yield (APY) 0.10%
  • Minimum balance to earn APY $1.00

Youth CD (24 Mo. Term)

  • Interest Rate 0.53%
  • Annual Percentage Yield (APY) 0.53%
  • Minimum balance to earn APY $100.00 and it can be added to in $25.00 increments.

                                                                                                                                                                               
Please contact one of our customer service representatives for more information concerning terms & conditions. A penalty may be imposed for early withdrawal of funds. Fees may reduce earnings on the account. All rates subject to change without notice.

Derby 334-7915, Barre 476-6565, Barton 525-3524, Derby Line 873-3101, Enosburg Falls 933-8500. Island Pond 723-4356, Lyndonville 626-1200, Montpelier 223-0598, Morrisville 888-4633, Newport 334-7915, St. Johnsbury 748-3605 and Troy 744-2287.