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Lines of Credit Provide Short Term Working Capital

Do your vendors require payment before your customers have paid? Can you take advantage of early pay discounts for inventory?

A CNB business line of credit provides a revolving credit facility to give your business the working capital it needs. The loans mature annually but may be renewed after a credit review by the Bank. Business lines of credit are usually secured by real estate or business assets like receivables and inventory. They carry a variable interest rate and an annual fee.

In order to initiate a request for credit, we will need a completed loan application along with the items listed below:

  • Personal Financial Statement
  • Complete Personal Tax Returns (most recent 2 years)
  • Complete Corporate/Partnership Tax Returns (most recent 2 years)
  • Year-to-Date Profit & Loss Statement & Balance Sheet

Contact Us

Please contact any CNB office or your local CNB commercial lender to start the process.

All applications are subject to credit approval.