Mortgages and Home Equity Loans

Coronavirus Affecting Residential Lending

The Coronavirus pandemic has greatly impacted the mortgage lending industry. Our lenders are receiving extremely high numbers of calls and email messages. They're working diligently to respond as quickly as possible. Our process is dependent on many outside services, also being impacted. Effective April 3, 2020, we will no longer be accepting rate locks, but we are still accepting applications.

Getting a loan is work but we can help make the process easier. Our online tools and our Residential Lenders are here to help.

  • Prequalify online so you can shop for a home that you can afford
  • A variety of loan options including fixed rate and adjustable rate mortgages
  • Easy to understand terminology and program explanations for quick reference.

View rates, prequalify or apply online

Brandy Flynn

Brandy Flynn

Residential Lender
Northern Orleans and Essex Counties
NMLS #691070

Cathy Hayes

Cathy Hayes

Residential Lender
Southern Orleans and Caledonia Counties
NMLS #518305

Penny Johnson

Penny Johnson

Assistant Vice President and Residential Lender
Orleans and Essex Counties
NMLS #518311

Donna Kennsion

Donna Kennsion

Residential Lender
Franklin, Lamoille and Orleans Counties
NMLS #646397

Lindsey Lozier

Lindsey Lozier

Residential Lender
Central Vermont
NMLS #829295