Deposit Rates

Annual Percentage Yield (APY) is accurate as of September 9, 2019

  Rate APY
18 Months Special* 2.00% 2.02%
Premium** 2.25% 2.28%
60 Months Special* 2.00% 2.02%
Premium** 2.25% 2.28%

* $10,000 minimum balance to earn Special Annual Percentage Yield (APY)
** $10,000 of new funds to CNB to earn Premium Annual Percentage Yield (APY)

Terms

  • Fixed rate
  • Automatically renewable
  • Can be opened as an IRA
  • Customers must have other accounts with CNB, not just CDs
  • Paperless Statements (eStatements)
  • Interest will be credited monthly to a deposit account or the CD (no check).

Early withdrawal penalties apply as follows:
18 Month Special - 12 months interest
60 Month Special - 18 months interest

Fees may reduce earnings on the account
All rates are subject to change without notice

Annual Percentage Yield is accurate as of September 25, 2018

Does not apply to CDs opened prior to June 1, 2007

Tier Balance* Days Terms (Months)
  182 - 364 12 - 23 24 - 35 36 - 47 48 - 59 60  
$2,500 -
$9,999.99
0.40%
0.40%
0.45%
0.45%
0.53%
0.53%
0.63%
0.63%
0.74%
0.74%
0.84%
0.84%
Rate
APY**
$10,000 -
$24,999.99
0.40%
0.40%
0.45%
0.45%
0.53%
0.53%
0.68%
0.68%
0.87%
0.87%
1.01%
1.02%
Rate
APY**
$25,000 -
$99,999.99
0.50%
0.50%
0.51%
0.51%
0.76%
0.76%
0.91%
0.91%
1.05%
1.06%
1.14%
1.15%
Rate
APY**
$100,000 + 0.62%
0.62%
0.63%
0.63%
0.88%
0.88%
1.03%
1.04%
1.15%
1.16%
1.25%
1.26%
Rate
APY**

* Minimum Balance and Minimum Term to earn Annual Percentage Yield (APY)
** Annual Percentage Yield (APY)
All rates subject to change without notice

Annual Percentage Yield (APY) is accurate as of September 25, 2019

Term Interest Rate APY*
24 Months 0.53% 0.53%

* Annual Percentage Yield (APY)
Minimum balance to earn APY is $100.00 and can be added to in $25.00 increments
All rates are subject to change without notice

  Interest Rate APY* Minimum Balance to earn APY
Regular Savings 0.10% 0.10% $100.00
Christmas Club 0.10% 0.10% $1.00

* Annual Percentage Yield (APY)
All rates are subject to change without notice


Please contact one of our customer service representatives for more information concerning terms & conditions.

A penalty may be imposed for early withdrawal of funds. Fees may reduce earnings on the account. All rates subject to change without notice.

Derby 334-7915, Barre 476-6565, Barton 525-3524, Derby Line 873-3101, Enosburg Falls 933-8500. Island Pond 723-4356, Lyndonville 626-1200, Montpelier 223-0598, Morrisville 888-4633, Newport 334-7915, St. Johnsbury 748-3605 and Troy 744-2287.