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News & Updates

The latest news and updates from Community National Bank, Vermont.

At the beginning of February some of our e-statement customers received paper statements. If you’re an e-statement customer who received a paper statement you will not be charged a paper statement fee and do not need to sign up again for e-statements. Your next statement will be delivered electronically. We apologize for any inconvenience. 

Derby, VT - Stephen P. Marsh, Chairman, President and CEO of Community Bancorp. and Community National Bank is pleased to announce the promotion of  Kathryn (Kathy) M. Austin to Chief Operating Officer of Community National Bank.

Kathy has worked at Community National Bank for over 34 years, most recently as Executive Vice President of Community Bancorp. and Community National Bank responsible for Retail Banking. In July 2012, the Directors of Community Bancorp. unanimously voted Kathy on to the Bancorp. Board.  At the May 2013 annual shareholders’ meeting, she was elected to continue to serve as a Director until 2015. Kathy is a graduate of both the New England School of Banking at Williams College as well as the Stonier Graduate School of Banking. In 2003, she received the Outstanding Community Banker Award presented by the Vermont Bankers Association. Kathy currently serves as Board Chair of North Country Health Systems. Kathy and her husband Shawn reside in Morgan.  

Community National Bank is an independent bank that has been serving its communities since 1851, with offices located in Derby, Derby Line, Island Pond, Barton, Newport, Troy, St. Johnsbury, Montpelier, Barre, Lyndonville, Morrisville and Enosburg Falls. For more information about Community National Bank visit the bank’s Web site,

Community National Bank Closing Two Office Locations

Derby,VT—CEO, President and Board Chair of Community Bancorp. and Community National Bank Stephen P. Marsh has announced the bank’s plans to close two office locations in Caledonia County. At the close of business on Friday, July 17, 2015, the bank will permanently close the Broad Street office in Lyndonville and the Federal Street office in St. Johnsbury.

Mr. Marsh stated, “We have conducted an extensive analysis of our branch network with a particular focus on branch usage. This work led us to a more thorough examination of our four Caledonia County offices and their proximity to one another. Given the number of our customers that are choosing to bank with us electronically, we felt that a consolidation of our Caledonia County offices was warranted, and the decision was made to close two locations. We do not anticipate additional office closures at this time.” 

The bank will be sending letters to all Caledonia County customers to communicate the closings. After July 17, 2015, all customers choosing to transact business with Community National Bank in a branch office in Caledonia County will be asked to please visit the Memorial Drive office located in Lyndonville, or the Price Chopper office located in St. Johnsbury.  

Community National Bank has been serving Vermont communities since 1851 and currently operates offices in Derby, Barre, Barton, Derby Line, Enosburg, Island Pond, Lyndonville, Montpelier, Morrisville, Newport, St. Johnsbury and Troy.







Lyndonville, VT - Community National Bank Broad Street Office Manager Mary Marceau recently presented Cheryl McMahon with CNB’s Community Service Award. This award was developed by the bank in 1996 to recognize the “unsung heroes” that make our communities better places to work and live.

Cheryl has donated countless hours to the Lyndon Area Chamber of Commerce serving as Secretary and Chairperson of the Events Committee. She plays a crucial role in organizing the Stars n’ Stripes Festival, The Snowflake Festival and Santa Comes to Lyndonville. She is part of the Kirby Quilter organization and a Caledonia County Fair volunteer. She has worked with a group called “Take Charge” which was created to help improve Kirby’s economic development. Cheryl’s peers describe her as “grace under pressure”.  When asked about volunteering in the community Cheryl commented, “It’s important to me to give back to make our community a better place to live”.


Derby, VT—Stephen P. Marsh, President, CEO and Chairman of the Board of Community Bancorp. and Community National Bank (CNB), welcomed  close to 200 shareholders at the Elks’ Club on May 12, 2015, for the Annual Shareholders’ meeting.

Mr. Marsh led the group in the Pledge of Allegiance, asked for a moment of silence for Shareholders who were no longer with us and continued with introductions of new Shareholders, Community Bancorp. Directors, Advisory Board Members, Executive Officers and honored guests Janice Latulippe, Jen Sanctuary and Kaylyn Landry from the Public Accounting Firm BerryDunn and Denise Deschenes from the law offices of Primmer Piper Eggleston and Cramer, PC.

Louise Bonvechio, Treasurer of Community Bancorp., and Senior Vice President, Chief Financial Officer and Cashier of Community National Bank, reported that 2014 was a successful year with solid loan growth and an incremental increase in earnings, year over year. Community Bancorp. reported earnings of $5,125,000 or 1.03% per share for the year ended December 31, 2014, compared to $5,087,000 for the year ended December 31, 2013, an increase of $38,253 or .75%. This resulted in earnings per common share of $1.03 for both 2014 and 2013 and a return on average assets was .89% for the year ended December 31, 2014, compared to .90% for the year ended December 31, 2013.

Louise shared that a few years ago Community Bancorp. joined the OTC Markets Group and listed the Community Bancorp. CMTV ticker on the OTCQB listing. In 2014, the OTC Markets Group launched OTCQX, a new index listing for well-capitalized financial institutions. In the first quarter of 2015, Community Bancorp. joined OTCQX. The OTCQX is the first index to track off exchange traded community and regional banks that are strongly capitalized, well-managed and shareholder-friendly.   

Continuing the meeting, Mr. Marsh introduced the Judges of Election: Deb Fournier, JP Fournier and Linda Parenteau. He also introduced the Proxy Voters: Betsy Bumps and Rachel Ducharme. The Judges of Election and the Proxy Voters proceeded to enter private quarters to tally the results of the Shareholders’ votes.       

President and CEO of Community Financial Services Group, LLC (CFSG) Mark Frederick was invited to address the shareholders. CFSG is a Trust and Investment company owned by Community National Bank, National Bank of Middlebury and Woodsville Guaranty Savings Bank. CFSG offers assistance with Trust and Investment Accounts, Annuities, Retirement Planning and Insurance and Brokerage Accounts. Mr. Frederick shared documents that showed information about the company’s strong performance in 2014. Mr. Frederick thanked CNB employees for their many referrals and stated that their hard work contributed to CFSG’s success and he praised the support CFSG receives from its member banks.     

Mr. Marsh continued the meeting by congratulating Heather Bradley on her promotion to Vice President, Commercial Loan Officer, as well as Theresa Carpenter on her promotion to Assistant Vice President, Retail Loan Underwriting Officer.        

Mr. Marsh addressed the recent announcement to close two CNB office locations in Caledonia County. After an extensive analysis of the branch network, it was clear that having four branches along Route 5 within a 10-mile radius was not necessary. CNB offers a variety of electronic banking options and many of the bank’s customers are choosing to transact business electronically. On Friday, July 17, 2015, CNB’s Federal Street Office in St. Johnsbury and the Broad Street office in Lyndonville will close. Customers are encouraged to conduct their banking at our Price Chopper office in St. Johnsbury and our Memorial Drive office in Lyndonville.  

Mr. Marsh commended all of the CNB employees, both past and present, for their unwavering commitment to helping the Bank continue to grow while successfully serving our customers. He also thanked the Bank’s Advisory Board Members for their support and invaluable insights and he praised the Community Bancorp. Directors for their strong guidance and leadership.             

Sharing voting results, Marsh announced Community Bancorp. Shareholders voted to reinstate Kathryn Austin, David Bouffard, Aminta Conant and Rosemary Lalime as Directors to serve until the annual meeting in 2018. Shareholders also voted to ratify the selection of BerryDunn as the Bank’s external auditors for the fiscal year ending on December 31, 2015. 

Mr. Marsh concluded the meeting by thanking Corporate Secretary Chris Bumps for her work in preparing for the annual meeting and asked Executive Vice President Kathryn Austin to give a blessing for the delicious meal served by members of the Elks’ Club.