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Derby, VT—Stephen P. Marsh, President, CEO and Chairman of the Board of Community Bancorp. and Community National Bank (CNB), welcomed  close to 200 shareholders at the Elks’ Club on May 12, 2015, for the Annual Shareholders’ meeting.

Mr. Marsh led the group in the Pledge of Allegiance, asked for a moment of silence for Shareholders who were no longer with us and continued with introductions of new Shareholders, Community Bancorp. Directors, Advisory Board Members, Executive Officers and honored guests Janice Latulippe, Jen Sanctuary and Kaylyn Landry from the Public Accounting Firm BerryDunn and Denise Deschenes from the law offices of Primmer Piper Eggleston and Cramer, PC.

Louise Bonvechio, Treasurer of Community Bancorp., and Senior Vice President, Chief Financial Officer and Cashier of Community National Bank, reported that 2014 was a successful year with solid loan growth and an incremental increase in earnings, year over year. Community Bancorp. reported earnings of $5,125,000 or 1.03% per share for the year ended December 31, 2014, compared to $5,087,000 for the year ended December 31, 2013, an increase of $38,253 or .75%. This resulted in earnings per common share of $1.03 for both 2014 and 2013 and a return on average assets was .89% for the year ended December 31, 2014, compared to .90% for the year ended December 31, 2013.

Louise shared that a few years ago Community Bancorp. joined the OTC Markets Group and listed the Community Bancorp. CMTV ticker on the OTCQB listing. In 2014, the OTC Markets Group launched OTCQX, a new index listing for well-capitalized financial institutions. In the first quarter of 2015, Community Bancorp. joined OTCQX. The OTCQX is the first index to track off exchange traded community and regional banks that are strongly capitalized, well-managed and shareholder-friendly.   

Continuing the meeting, Mr. Marsh introduced the Judges of Election: Deb Fournier, JP Fournier and Linda Parenteau. He also introduced the Proxy Voters: Betsy Bumps and Rachel Ducharme. The Judges of Election and the Proxy Voters proceeded to enter private quarters to tally the results of the Shareholders’ votes.       

President and CEO of Community Financial Services Group, LLC (CFSG) Mark Frederick was invited to address the shareholders. CFSG is a Trust and Investment company owned by Community National Bank, National Bank of Middlebury and Woodsville Guaranty Savings Bank. CFSG offers assistance with Trust and Investment Accounts, Annuities, Retirement Planning and Insurance and Brokerage Accounts. Mr. Frederick shared documents that showed information about the company’s strong performance in 2014. Mr. Frederick thanked CNB employees for their many referrals and stated that their hard work contributed to CFSG’s success and he praised the support CFSG receives from its member banks.     

Mr. Marsh continued the meeting by congratulating Heather Bradley on her promotion to Vice President, Commercial Loan Officer, as well as Theresa Carpenter on her promotion to Assistant Vice President, Retail Loan Underwriting Officer.        

Mr. Marsh addressed the recent announcement to close two CNB office locations in Caledonia County. After an extensive analysis of the branch network, it was clear that having four branches along Route 5 within a 10-mile radius was not necessary. CNB offers a variety of electronic banking options and many of the bank’s customers are choosing to transact business electronically. On Friday, July 17, 2015, CNB’s Federal Street Office in St. Johnsbury and the Broad Street office in Lyndonville will close. Customers are encouraged to conduct their banking at our Price Chopper office in St. Johnsbury and our Memorial Drive office in Lyndonville.  

Mr. Marsh commended all of the CNB employees, both past and present, for their unwavering commitment to helping the Bank continue to grow while successfully serving our customers. He also thanked the Bank’s Advisory Board Members for their support and invaluable insights and he praised the Community Bancorp. Directors for their strong guidance and leadership.             

Sharing voting results, Marsh announced Community Bancorp. Shareholders voted to reinstate Kathryn Austin, David Bouffard, Aminta Conant and Rosemary Lalime as Directors to serve until the annual meeting in 2018. Shareholders also voted to ratify the selection of BerryDunn as the Bank’s external auditors for the fiscal year ending on December 31, 2015. 

Mr. Marsh concluded the meeting by thanking Corporate Secretary Chris Bumps for her work in preparing for the annual meeting and asked Executive Vice President Kathryn Austin to give a blessing for the delicious meal served by members of the Elks’ Club.


Community National Bank Closing Two Office Locations

Derby,VT—CEO, President and Board Chair of Community Bancorp. and Community National Bank Stephen P. Marsh has announced the bank’s plans to close two office locations in Caledonia County. At the close of business on Friday, July 17, 2015, the bank will permanently close the Broad Street office in Lyndonville and the Federal Street office in St. Johnsbury.

Mr. Marsh stated, “We have conducted an extensive analysis of our branch network with a particular focus on branch usage. This work led us to a more thorough examination of our four Caledonia County offices and their proximity to one another. Given the number of our customers that are choosing to bank with us electronically, we felt that a consolidation of our Caledonia County offices was warranted, and the decision was made to close two locations. We do not anticipate additional office closures at this time.” 

The bank will be sending letters to all Caledonia County customers to communicate the closings. After July 17, 2015, all customers choosing to transact business with Community National Bank in a branch office in Caledonia County will be asked to please visit the Memorial Drive office located in Lyndonville, or the Price Chopper office located in St. Johnsbury.  

Community National Bank has been serving Vermont communities since 1851 and currently operates offices in Derby, Barre, Barton, Derby Line, Enosburg, Island Pond, Lyndonville, Montpelier, Morrisville, Newport, St. Johnsbury and Troy.







Community National Bank will be awarding three, $500.00 Community Service Awards to Community's Promise account holders who are graduating high school, furthering their education by attending an accredited college or trade school or armed forces division, and who have volunteered services to our communities by actively volunteering in programs, church events, community-beautification efforts, activities benefiting seniors or any other event that has made a positive impact directly on our communities.

To be considered for this award, please submit an essay describing what you have done or are currently doing in the form of community service. Deadline for essays is May 1, 2015.

All essays must include the following information:

  • applicant's name
  • mailing address
  • phone number
  • current high school
  • future college, trade school or armed forces division
Essays can be mailed to:
Community National Bank
Attention: Anne Quirion
P.O. Box 127
Troy, VT 05868
or emailed to:
For more information about our Community's Promise Community Service Award please call Anne Quirion at 802-487-3513.



Enosburg Falls, VT—Community National Bank Personal Banker Heather Elwood recently presented Michael Manahan with CNB’s Community Service Award. This award was developed by the bank to recognize the “unsung heroes” that make our communities better places to work and live.

The Enosburg Falls community has benefited greatly from Michael’s willingness to lend a helping hand. Michael has donated countless hours to the Enosburg Historical Society, maintaining the museum grounds and taking care of other projects. He is a board member of the Missisquoi River Basin Association and has donated many hours to the cause of cleaning up the Missisquoi. Michael has graciously given his time volunteering for Meals on Wheels delivering to those in need. He also served as a village trustee for the Enosburg Falls community.

To celebrate Michael’s commitment and dedication to his community, we are proud to present him with Community National Bank’s Community Service Award for the first quarter of 2015. CNB’s Community Service Award honors and recognizes our recipients by making a $500.00 contribution to a local, non-profit organization of the recipient’s choice. Michael has requested that his donation be made to the Enosburg Historical Society. To nominate an “unsung hero” in your community, please visit your local CNB office or visit our Web site at to complete a nomination form.



Derby, VT— Community National Bank President Stephen Marsh is pleased to announce the recent promotion of Amanda Pepin to Senior Credit Analyst. Amanda joined CNB in January 2008, as a Credit Analyst. She has continued her education by taking courses through the Northern New England Center for Financial Training and has attended the Northern New England School of Banking. Amanda has taken several financial statement analysis and risk management courses through the Risk Management Association.  Amanda resides in Troy with her husband Mike, son Travis and daughter Ashley.